The advent of quantum computing poses a significant challenge to traditional cryptographic methods, potentially rendering them obsolete. In response, the integration of quantum cryptography and artificial intelligence (AI) within distributed ledger technology (DLT) based payment systems is being explored. DLT, often associated with blockchain, offers decentralized and immutable transaction records, enhancing payment security. Quantum cryptography offers security resistant to quantum computing attacks, while AI can detect anomalies and monitor user behavior. The combination of these technologies could revolutionize payment systems, offering increased transparency, efficiency, and security.
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