Artificial Intelligence (AI) is playing a significant role in digital identity and authentication systems, particularly in the banking sector. This is reshaping the Arab digital payment ecosystem, with a focus on the Egyptian banking sector. The article explores the legal and regulatory challenges, including identity verification and consent management. It suggests that Egypt could enhance its digital identity ecosystem by strengthening regulatory frameworks and implementing a national digital identity policy. The article also discusses the Arab world's adaptation to the digital revolution, the role of digital identity in today's interconnected world, and the implications for international trade and services.
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